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Our core principle is based around the fact that we have such a large amount of gratitude for entrusting us with one of the most important financial decisions of your life. We understand that if not executed properly, it can have long-lasting repercussions as we witnessed in 2008 during the mortgage crises.  Hometown Loans also knows that despite our best efforts, borrowers may not understand every detail of a loan and need to rely on a company that will ensure they are only placed in the best loan possible for them.  This is why we are so different, simply by always putting our clients’ needs ahead of our own. 

We do not take that responsibility lightly. We do what is in the best interest for you, our client, not what is best for our pocketbook as some other mortgage companies may have done in the past. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will inspire a winning company culture and also result in our borrowers referring us to additional clients, the ultimate testament to a job well done.

Working with the right mortgage company is an important decision you will not want to overlook. Having access to a variety of loan programs is essential to your success is not being put in a one-size-fits-all solution program.  Each borrower has different needs from the program type, length of the term, desired payments, tolerance for risk, and outcome of their loan process.  At Hometown Loans, we get this. We have seen 1000's of unique situations in mortgage lending and have become the experts in getting in the most difficult loans approved.  Have a great profile and just looking for the BEST RATE? Don't worry! We get you covered. We offer rates that will impress anyone even if you work for a large bank. 

Recently closed and feel you may have been overcharged? There is no cost for us to evaluate what you may qualify for with us today. Many clients that recently refinanced with another lender found they were able to drop their rate as much as other FULL PERCENTAGE POINT just speaking with us.  We invite you to call and inquire about how Hometown Loans can offer you the best mortgage loan and experience yet.

Hometown Loans is performing an act for which a California Real Estate License is required. Hometown Loans is licensed and supervised by the California Bureau of Real Estate.  We have over 20 years of experience in mortgage lending and real estate.  Located in South Coast Metro, Costa Mesa, California, we are proud to be A+ rated with our local Better Business Bureau and are members of the Mortgage Bankers Association. Our team of licensed professionals are eager to help you with any questions. Hometown Loans specializes in LOW RATES, fast closing, and qualifying borrowers who may have had challenges before!  Call now to learn more...(888) 399-1256