Fed raises interest rates for the first time since 2018
The Federal Reserve on Wednesday raised short-term interest rates for the first time since 2018, as high inflation pushes the central...
- Mar 24
- 4 min
3 Reasons It Makes Sense to Actually Increase Your Interest Rate for a Refinance.
With a raising interest rate environment it may make sense to refinance even if it means a higher rate under these circumstances....
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- Mar 17
- 2 min
New 3% Down Payment Loan For First Time Buyers HomeOne is Here.
The new program is an alternative to FHA which has a larger down payment requirement. Before you decide this is not for you, let us...
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- Mar 10
- 2 min
Housing Price Adjustments On The Horizon.
This week rates hit a 7 year high ending the day as high as 4.875% for the most creditworthy borrowers according to Mortgage News Daily....
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- Mar 3
- 2 min
Optimism Building In Home Lending As New "Smarter" Subprime Loans Are Here.
These are not the liar loans of the 2000's that bent underwriting rules. Not everyone should need one of these programs, but if they do...
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- Feb 24
- 1 min
California Mandates Solar Power for all New Homes by 2020.
All New Houses, Condos, and Apartments up to three stories tall will have solar power in 2020. It is estimated fewer than 20% of new...
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- Feb 17
- 4 min
3 Tips for Home Buyers To Get An Offer Accepted.
With mortgage interest rates increasing, more home shoppers trying to tie down their purchase. Lets face it, its a sellers market. Values...
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- Feb 10
- 2 min
Mortgage Rates At 4 Year High Not Slowing Borrowers Down From Cashing Out and Paying Debts.
The new norm is here, with rates at a 4 year high, borrowers are still interested in cashing out and paying debts regardless. While...
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- Feb 3
- 4 min
2 Most Common Mistakes When Applying For a Refinance Loan And What You Need To Know.
Some Online Lenders and Call Center Mortgage Companies Are Once Again Back to Lazy Practices Causing Damage to even Veteran Borrowers....
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- Jan 27
- 2 min
Millennial's are eager as ever to Become Homeowners.
#millennialhomeloans #millennialhomeowners #LaderaRanchLoans #LaderaRanchHomeLoans # It looks like the time has come. Love them or not,...
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- Jan 20
- 2 min
The Hometown Loans Difference.
#expectthebest, #customerexperience #wecare #borrowerloansmatter #nohomeownerleftbehind Whats the HTL difference? It starts with of our...
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- Jan 5
- 2 min
Spring Is Here, Spruce Your Landscape up with these simple ideas.
Transform any garden into the perfect spring time retreat #gardentime #springgardening #homegardening May is finally here, the ground...
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- Dec 23, 2021
- 2 min
Southern California Home Prices Continue to Climb another 6-9% Gain in March 2018.
Based on Corelogic Report Released May 1st 2018 For the seventh year in a row local housing is showing no sign of slowing down reported...
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- Aug 23, 2021
- 2 min
O'Neill family's 130-year-old 23,000 acre of land remain devoted to Cowboy ranching.
Friends and Family gather for annual cattle roundup. Hidden in Orange County just five miles off busy Interstate 5 at Rancho Mission...
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